Sometimes we need to borrow loans from banks to meet immediate needs. So we have to look for the cheapest loan providers. There are number of Loan providers in the UK. You can borrow it from any of them. But before borrowing you need to check out the interest rates and terms and conditions. These are most important factors which one should keep in mind while selecting the loan provider. In the UK if you are looking for the best providers then you should go for the M and S Money. You will also find many other products provided by this provider. It provides various benefits to its customers. That’s why it is among the top choice of the customers. Following are the main benefits of borrowing personal from Mark and Spencer:-Borrowing Limit:-Every provider set a borrowing limit for loans. This provider has set up the limit of borrowing personal loans up to Â£25,000. Most important benefits is that you can use this money wherever you want.Low Interest rate:-This is among the cheapest the loan providers in the UK. So if you are looking for the best providers then you should go for Marks and Spencer Money. You can enjoy borrowing with low interest rates.Repayment Period:-It is very easy to spend the borrowing but when it comes to repay it then we face problem and think that there should be long time to repay it. You will get this benefit with M and S Money. It provides you long time to repay the loan. You can start to repay it after 3 months. So it is very easy to repay it.Quick apply:-This is the main problem faced by everyone who wishes to apply for the borrowing loans. Every provider have set up own process of verification and issuing loans. These processes are very complicated. So it takes long time to borrow. But with this providers you can you will also get response within 48 hours. I t will make it clear with in this short span of time whether you loan have been approved or rejected. You can apply for this online or on phone also.Hence we can say that if you are looking for the best provider that will provides you with great facilities then you should go for M&S Personal Loans. You will get loans on cheapest rate in the UK.