Tuesday, 25 October 2011

Identity Theft Info

Identity theft is perhaps the most serious crime that occurs in the US and as well as throughout the North America. Identity theft is an activity in which a thief steals another person’s identity in the form of credit card, debit card, and social security card number for personal gain or to perform some unscrupulous activities. Some identity theft may also occur online. Whatever the methods be, the after affects of identity theft are quite distressing and it can cause serious problems in one’s life, from affecting their good credit to sometimes even losing their job and reputation. According to the records, more than 40% of identity theft occurring in the US is obtained through stolen wallets. In other words, pickpocketing is one of the most frequent ways through which identity theft happens. Majority of men store their most important information such as credit cards, ATM cards, and driver’s license in their wallet, and hence it is convenient for a thief if he steals the wallet. Another way through which identity could be stolen is dumpster diving – a process in which thief searches dust bins to grab important information like bank statement details of another people. Hence, it is recommended to be careful when you throw a receipt or bill. It would be even better if you use a paper shredder to destroy unwanted papers and bills. Sometimes, thieves may use a kind of special device to clone your card details. Hence, be careful when you use your credit card in places like busy restaurants, bustling shopping malls, and domestic airports. Identity theft may also occur through telephone. As such, it is advisable not to reveal your bank or credit card details when you receive a phone call out of the blue requesting your account details. Online spam, stolen paper mail, friendly theft, and loan and government fraud are the other ways through which your identity could be stolen. Taking precaution and being careful all times would help you to defend identity theft to an extent. Further, the usage of items such as iWallet – the high tech cash and credit card wallet would help you to put through identity theft. The specialty of this wallet is that it could be opened or accessed only if it recognizes your finger print.

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